Sistem Pendukung Keputusan Dalam Pemilihan E-Wallet Terbaik dengan Metode ROC dan MOORA
Abstract
In the digital era, the use of e-wallets is increasing along with the development of financial technology. However, the many choices of e-wallets available cause difficulties for users in making choices that suit their needs. This problem requires a solution in the form of a decision support system that can help users choose the best e-wallet. This research uses the Rank Order Centroid (ROC) method and Multi-Objective Optimization on the basis of Ratio Analysis (MOORA) to solve these problems. The ROC method is used to determine the weight of the criteria used, while the MOORA method is applied to evaluate e-wallet alternatives based on criteria that have been weighted. The selection of the ROC method is based on its ability to provide more accurate weighting based on the preferences of decision makers, while MOORA was chosen for its efficiency in processing and comparing complex alternatives. This research aims to develop a system that can provide recommendations for the best e-wallet based on criteria such as ease of use, security, transaction fees, and additional features. The contribution of this research lies in the application of the combined ROC and MOORA methods in the context of e-wallet selection, which has not been widely explored before. The results showed that based on the information obtained from table 5, the MOORA and ROC methods produced a value for the Dana application of 1.103 as alternative C1. With this highest value, Dana application is chosen as the best e-wallet. Thus, the proposed decision support system successfully provides the best e-wallet recommendations with a high level of accuracy and is able to accommodate various user preferences
References
H. H. Nawawi, “Penggunaan E-wallet di Kalangan Mahasiswa,” Emik (Jurnal Ilmiah Ilmu-ilmu Sosial), vol. 3, no. 2, pp. 189–205, 2020, doi: 10.46918/emik.v3i2.697.
N. D. Abrilia, “Pengaruh Persepsi Kemudahan Dan Fitur Layanan Terhadap Minat Menggunakan E-Wallet Pada Aplikasi Dana Di Surabaya,” Jurnal Pendidikan Tata Niaga (JPTN), vol. 8, no. 3, pp. 1006–1012, 2020, doi: 10.26740/jptn.v8n3.p1006-1012.
I. Susilawati and P. Pristiwanto, “Sistem Pendukung Keputusan Pemilihan Pekerja Buruh Harian Lepas Dengan Menggunakan Metode Waspas (Studi Kasus: PT. Socfin Indonesia),” KOMIK (Konferensi Nasional Teknologi Informasi dan Komputer), vol. 5, no. 1, 2021, doi: 10.30865/komik.v5i1.3737.
H. A. Septilia, P. Parjito, and S. Styawati, “Sistem Pendukung Keputusan Pemberian Dana Bantuan Menggunakan Metode AHP,” Jurnal Teknologi dan Sistem Informasi, vol. 1, no. 2, pp. 34–41, 2020, doi: 10.33365/jtsi.v1i2.369.
H. M. Valentine, S. Ramos, F. Nugroho, and M. Mesran, “Penerapan Metode ROC-TOPSIS dalam Keputusan Penerima Program Keluarga Harapan,” Journal of Computer System and Informatics (JoSYC), vol. 4, no. 1, pp. 203–211, 2022, doi: 10.47065/josyc.v4i1.2541.
H. M. Valentine, S. Ramos, F. Nugroho, and M. Mesran, “Penerapan Metode ROC-TOPSIS dalam Keputusan Penerima Program Keluarga Harapan,” Journal of Computer System and Informatics (JoSYC), vol. 4, no. 1, pp. 203–211, 2022, doi: 10.47065/josyc.v4i1.2541.
M. Siregar, H. Hafizah, and T. Tugiono, “Sistem Pendukung Keputusan Menentukan Unit Kearsipan Terbaik Menggunakan Metode MOORA,” Jurnal Sistem Informasi Triguna Dharma (JURSI TGD), vol. 1, no. 2, pp. 62–72, 2022, doi: 10.53513/jursi.v1i2.4818.
S. R. Manurung and I. Prayuda, “Sistem Pendukung Keputusan Pemilihan Pegawai Non-PNS Terbaik Kantor Kepala Desa Menerapkan Metode MOORA dan ROC,” BEES: Bulletin of Electrical and Electronics Engineering, vol. 4, no. 1, pp. 25–32, 2023, doi: 10.47065/bees.v4i1.4282.
D. O. Waruwu, “Sistem Pendukung Keputusan Pemilihan E–Wallet Terbaik Dengan Menggunakan Metode Analytical Hierracy Process (AHP),” Scientica: Jurnal Ilmiah Sains dan Teknologi, vol. 2, no. 2, pp. 101–116, 2024, doi: 10.572349/scientica.v2i2.896.
W. A. Putri, D. Rachmawati, and W. S. Silalahi, “Sistem Pendukung Keputusan Pemilihan E-Wallet Menggunakan Metode Analytic Hierarchy Process-TOPSIS,” MALCOM: Indonesian Journal of Machine Learning and Computer Science, vol. 2, no. 1, pp. 18–27, 2022, doi: 10.57152/malcom.v2i1.160.
T. E. Teddy, Muhammad Luthfi Akbar, Nola Dita Puspa, and Mesran, “Penerapan Metode MOORA dan Pembobotan ROC Dalam Pemilihan Alat KB,” Journal of Computing and Informatics Research, vol. 2, no. 2, pp. 37–43, 2023, doi: 10.47065/comforch.v2i2.524.
R. Aldisa and ..., “Sistem Pendukung Keputusan Pemilihan Barista Coffee Terbaik Menerapkan Metode Multi Objective Optimization on The Basis of Ratio Analysis (MOORA) dan ROC,” Kajian Ilmiah Informatika dan Komputer, vol. 3, no. 6, pp. 1022–1030, 2023, doi: 10.30865/klik.v3i6.959.
A. Gerhard Simorangkir, K. Andika, and M. Mesran, “Analisis Penerapan MOORA Dalam Penyeleksian Peserta Olimpiade Catur dengan Metode Pembobotan Rank Order Centroid,” KLIK: Kajian Ilmiah Informatika dan Komputer, vol. 2, no. 2, pp. 49–59, 2021, doi: 10.30865/klik.v2i2.263.
F. R. Nurdiana, R. C. Viollita, and A. Pramita, “Sistem Pendukung Keputusan Pemberian Beasiswa dengan Metode TOPSIS,” Jurnal Ilmiah Intech: Information Technology Journal of UMUS, vol. 3, no. 01, pp. 41–49, 2021, doi: 10.46772/intech.v3i01.421.
P. Nadhilah, R. I. Jatikusumo, and E. Permana, “Efektifitas Penggunaan E-Wallet Dikalangan Mahasiswa Dalam Proses Menentukan Keputusan Pembelian,” JEMMA (Journal of Economic, Management and Accounting), vol. 4, no. 2, pp. 128–138, 2021, doi: 10.35914/jemma.v4i2.725.
H. M. Valentine, S. Ramos, F. Nugroho, and M. Mesran, “Penerapan Metode ROC-TOPSIS dalam Keputusan Penerima Program Keluarga Harapan,” Journal of Computer System and Informatics (JoSYC), vol. 4, no. 1, pp. 203–211, Dec. 2022, doi: 10.47065/josyc.v4i1.2541.
R. T. Aldisa, “Analisis Perbandingan Metode ROC-WASPAS dan Entropy-WASPAS dalam Keputusan Pemberian Reward Kinerja Pegawai Hotel,” Building of Informatics, Technology and Science (BITS), vol. 4, no. 3, pp. 1212–1223, 2022, doi: 10.47065/bits.v4i3.2562.
D. M. El Faritsi, D. Saripurna, and I. Mariami, “Sistem Pendukung Keputusan Untuk Menentukan Tenaga Pengajar Menggunakan Metode MOORA,” Jurnal Sistem Informasi Triguna Dharma (JURSI TGD), vol. 1, no. 4, p. 239, 2022, doi: 10.53513/jursi.v1i4.4948.
N. Agustina and E. Sutinah, “Penerapan Metode MOORA Pada Sistem Pendukung Keputusan Pemilihan Aplikasi Dompet Digital,” InfoTekJar: Jurnal Nasional Informatika dan Teknologi Jaringan, vol. 6, no. 2, pp. 300–304, 2022, doi: 10.30743/infotekjar.v6i2.5012.
D. R. Fadilla and R. T. Aldisa, “Analisis Perbandingan Metode MOORA dan MOOSRA dalam Seleksi Siswa Unggulan,” Journal of Computer System and Informatics (JoSYC), vol. 4, no. 4, pp. 757–765, Aug. 2023, doi: 10.47065/josyc.v4i4.4048.
Copyright (c) 2025 Bagus Satrio Ramadan, Mesran

This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under Creative Commons Attribution 4.0 International License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (Refer to The Effect of Open Access).


