Benanditha Kurnia Ratri, and Purwo Adi Wibowo. “Pengaruh Inklusi Keuangan, Kepuasan Layanan, Pengetahuan Bunga, Dan Penguasaan Teknologi Terhadap Akses Pinjaman Online”. Journal of Trends Economics and Accounting Research 5, no. 2 (December 30, 2024): 112-122. Accessed May 8, 2026. https://journal.fkpt.org/index.php/jtear/article/view/1696.